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    Nowadays, the coronavirus outbreak has affected our lives in countless ways. The deadly virus has made its presence felt in everyone’s personal and professional way such as from shopping groceries, socializing with people or commuting to workplace. It has also a negative impact on the country’s economy leading to widespread layoffs and pay cuts that have taken a toll on salaried individuals. If you are also a salaried employee and facing a loss of income then ShubhBank have stepped in with few options to guide you that how to overcome a money crisis amid "Covid-19 Lockdown". We are happy to help you over this financial crunch by offering Loan against Insurance Policy and online Personal Loan to raise funds.

Online Personal Loan:
many banks and NBFCs have rolled out many personal loan offers for existing customers and who hold salary as well as pension accounts in their financial institutions in this lockdown period. You could also take the advantage of "Online Personal Loan" from ShubhBank as the entire loan application process is digital and paperless which means one doesn’t have to do physical meetings or document signings with the lending institution. If you are eligible and get approved, you’ll get the money credited to your bank account within few business days. You can get started by simply applying for the loan at our website We will help you to choose the best deal by comparing various lenders and the interest rates offered by them to make your loan journey pocket friendly, easy and convenient.

A Loan against Insurance Policy: However, you always look for a personal loan in a short term financial crises but you need to pay a high rate of interest on personal loan as the repayment period is very short. In that case, you can look upon other opportunities to meet the requirements. An alternative to this is to secure a Loan against Insurance Policy, the investment you have made for yourself and your family. It is an easy loan option as the processing fee, interest rate and documentation on Loan against Insurance Policy from ShubhBank is quite less and hassle free compared to other financial products. One of the major benefits of taking this loan is that you have the full tenure of policy to repay the loan but it is also a double-edged sword, so you should not default on premium or interest otherwise your policy will lapse and insurer has right to recover the dues from surrender value of the policy.

    The above discussion in article sounds interesting and beneficial, so if your savings are declining and your cash inflow has slowed up, lay back and just think over the few options we have planned for you to tide over the cash crunch, you are facing in this pandemic. Avail a personal loan or Loan against Insurance Policy from ShubhBank to deal with various facets of your finances. Sounds great? If you need help to raise funds and want to bounce back to healthy financial life, just click on our website


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