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HOW TO OVERCOME A MONEY CRISIS AMID COVID-19 LOCKDOWN

Nowadays, the coronavirus outbreak has affected our lives in countless ways. The deadly virus has made its presence felt in everyone’s personal and professional way such as from shopping groceries, socializing with people or commuting to workplace. It has also a negative impact on the country’s economy leading to widespread layoffs and pay cuts that have taken a toll on salaried individuals. If you are also a salaried employee and facing a loss of income then ShubhBank have stepped in with few options to guide you that how to overcome a money crisis amid "Covid-19 Lockdown". We are happy to help you over this financial crunch by offering Loan against Insurance Policy and online Personal Loan to raise funds.

Online Personal Loan:
many banks and NBFCs have rolled out many personal loan offers for existing customers and who hold salary as well as pension accounts in their financial institutions in this lockdown period. You could also take the advantage of "Online Perso…

HOW YOU CAN GET THE BEST DEAL FOR USED CAR LOAN

A four wheeler is the sign of individual’s comfort and luxury as well as it is has become more of a necessity these days. To get a beginner’s experience, most of the people are choosing to opt for a used car than buying a new car. If still you are short of funds and can’t afford a used car, then used car loan from ShubhBank is available at ease. We help you to bridge the financial gap and buy a second hand car. There are a few things which you should keep in mind which gives you the idea that how you can get the best deal for "Used Car Loan" when you opt it from ShubhBank.

1. Compare the best Used Car loan rates
When you want to purchase a used car, you look around for different factors such as condition of the car, the paperwork, safety feature and finally negotiate the price before you finalize the car. Follow the same process for loan also and compare the lenders lenders who offer you the best rate. Sometimes pre-owned car dealers might suggest you to avail the loan from …

LOOKING FOR A PERSONAL LOAN IN CHANDIGARH?

In everyone’s life, we all face an immediate need for funds or expense and without the capital. At that period the only things come into our mind to take a loan either from some dear ones or from Banks. Taking a loan from private moneylenders might be riskier and also with a very high rate of interest. So here to taking a loan from the bank will be much secure and with less rate of interest.

Among many types of loans if you want to go for a collateral-free loan so Personal Loans are the best one you can opt for. It is an unsecured loan given without collateral and you can use it for any purpose like for Medical Emergencies, Funding your holiday, higher education, or anything else. In Personal Loan, the borrower doesn’t need to mention specific reasons where how borrower wants to use that money. In the last few years, Personal Loans become very popular among individuals because of its fast processing, collateral-free, and no need to specify reason to the lender.  However, Personal Loa…

GET YOUR DREAM CAR IN AN AFFORDABLE MANNER

Having a car is a dream for some individuals. Many automobiles company launch a number of cars every year. It is challenging for some people to bear the cost. As the cost is more, such huge numbers of individuals can't consider getting a vehicle as the cost is unreasonably high for them to manage.

How to fulfil a dream for buying Car
If you are looking for a car, there are many things you can do but the best one is to purchase a used car. Even you can apply for used car loan. It is the best way to easily buy your dream vehicle. It gives you the freedom to buy a car by paying small instalments that you can afford every month. You can experience the joy of owning your vehicle when you "Apply For Used Car Loan".

Key benefits for used car loan
The process for applying loan is very simple and easy.
You will get easy repayment options ranging from 12 to 60 months.
After completing the documents, the disbursement is very quick.

Eligibility to apply for loan
If you want to apply f…

FEW FACTORS THAT AFFECT YOUR ELIGIBILITY OF LOAN AGAINST PROPERTY

Lending and borrowing are very common these days and have become inseparable parts of our lives. At some occasions whenever your life milestones are apart, it is the funds which become the important need of the time. However, we save enough money to use during the needs but sometimes we fall in a shortage of money and to fulfill the requirement, we need to borrow. There are several ways to borrow money and among all these sources "Loan Against Property" from ShubhBank is the best option because of the lower interest rate on LAP as compare to other secured loans. To avail so, you should own a property but it’s not only criteria to fulfill as there are few factors that affect your eligibility of loan against property that need to be fulfilled.

•Credit Score: It is the most important criteria to check for the eligibility of loan. A CIBIL score refers to a numeric expression to check the past loan repayment history and any outstanding bill payments of loan seeker. The creditworth…

LOOKING FOR A COLLATERAL-FREE LOAN – THEN ALL YOU NEED TO HAVE A PERSONAL LOAN

Having some financial trouble or need money for some personal stuff but don’t want to take it to put anything on collateral, so for you one the best loan will be Personal Loan.

A personal loan is unsecured loans which can be borrow without any collateral and can be used for any purpose, here you don’t need to mention the reason for what you need money. In the last few years, it has been noticed that people are taking Personal Loans rather than taking a loan from family members or known ones. One thing you should keep in mind that the Rate of Interest in "Personal Loan" is higher than of secured loans like Home Loans, Gold Loan, etc but as a comparison to taking a loan from Private moneylenders it’s better to opt Personal Loan either from a bank or financial institution as Private moneylenders charge usually higher Rate of Interest than Personal Loan.

There can be so many reasons for what you can need a Personal Loan like Medical Emergencies, Credit Score Improvement, Expand…