Friday, 18 August 2017


Shubhbank feels that you should always be in complete command of your personal finances. In order to help you with this goal, we have made provisions for you to check your Credit Score for free. Knowing your Credit Score before applying for a loan can help greatly.If you have a good score, you can be rest assured that your loan or Credit Card application will be processed without any hassle. You can even leverage a good score to ask your lender bank for better rates of interest and additional benefits. On the other hand, seeking credit with a poor score will further lower your score. Hence, check your Credit Score before you apply for a financial product. Work up the score if it’s not in the acceptable range. Credit agencies review and renew your score every few months. If you have a poor Credit Score, start managing your money wisely and pay your dues on time for a good few months. 

Thursday, 10 August 2017


Every business big or small requires access to working capital. Working capital helps businesses meet their cash flow requirements and plan for growth and expansion. You can avail this loan for the purpose of working capital, business or purchase of equipment. Now you can leverage your own business to expand it. Easy and collateral free loans for small and micro enterprise engaged in manufacturing, processing, preservation of goods or rendering services. Flexible and attractive interest rates and less documentation and faster processing. For years India has been known for its culture of entrepreneurship and business. With the expansion of the tricityand the rise of new commercial hubs in this regionthe appetite for business has expanded manifold. Shubhbank understand that expanding and growing your business is extremely essential for you. Through Shubhbank Business Loans, you will meet your working capital requirements.

Wednesday, 2 August 2017


ShubhBank offers unique loan for the purchase of equipment, with this loan you can improve your business, and strive for scaling to greater heights, changing your small and medium enterprise to a large scale enterprise. If you have strong sales but struggle with little credit, a Machinery Loan may be a particularly good option for you. After all, it is an investment in your business growth and revenues. Our bank is an online lender which offer assistance to every business owner in need of fast access to capital to grow their business .This loan gives business upfront cash in exchange for a percentage or a portion of future credit sales. Getting the capital when you need can mean the difference between the success or failure of your business. 

Tuesday, 25 July 2017


Buying a car is still a dream for many despite a plethora of lenders and financing options available in the market. What creates the hindrance for purchasing a new car is that most people are not able to meet the eligibility criteria of income, work experience, etc. Moreover, the income criteria differ across different car models. You would often want to buy a premium model, but lesser salary may have been creating the roadblocks in the way of purchasing the car. However, you can take solace from the fact that the value of car depreciates the moment it goes out of the showroom. On the economical front, used car loan is better than personal loan due to lower interest rates. If you have the requisite cash available to pay the down payment, you should opt for used car loan to reduce the interest outgo from your pocket.

Tuesday, 18 July 2017


Study decisions are guided mostly by social standards and not by income standards. When a neighbourhood kid or a colleague’s child joins an esteemed international institution, we tend to feel the pressure of matching up. This compelling urge to compete drives us to enroll our kids in the newly mushrooming coaching classes that supposedly would prepare the children for the admission tests and interviews conducted by coveted organisations. Parents, these days, do not hesitate before paying huge sums of money for even admitting kids in such preparatory coaching classes. Be it a small or large sum of monetary resource required, you can simply take an Education Loan from ShubhBank for your child’s studies. Below are some of the smart questions you should ask to the educational institute/college you want to admit your children in. Make wise choices and enjoy the admission times.

Tuesday, 11 July 2017


The fear of getting a sunstroke/sunburn has made it almost impossible to ride a two-wheeler as well. So, keeping all this in mind, the only resort you’re left with is a car. If you’re looking for a set of wheels to save you from the scorching heat or provide cover from those torrential rains, purchasing a car could be the perfect option for you. If you’re looking to do this at an economical price, you then a Used Car can’t be beat. ShubhBank offers maximum funding for used cars. Under this scheme, you can get a maximum loan amount of up to 85% of the agreed purchase price or 60% of the valuation of the vehicle, whichever is lower. This is one of the most attractive features of this loan product. 

Tuesday, 4 July 2017


Loan Against Property is one of the best examples of capitalizing the financial value of a property. In this module of loan, a borrower takes loan from a bank or a financial institution. This module of loan clearly displays how property value can help you in getting loan sanctioned. In this loan module, a property is kept as collateral security and the borrower can use the loan amount for his personal requirement, it can be for higher education, for developing/funding business, or for other legitimate purposes. The property kept as collateral security can be a residential property as well as it can be commercial property. The property is kept mortgaged to bank and it is considered as a secured loan as the property mortgaged works as the guarantee for the borrower. Loan again property is a great facility where short term loan is needed against property. However, before mortgaging a property, its pros and cons should be properly judged.