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Showing posts from January, 2020


For a small scale business, primarily one in manufacturing and production, machinery and equipment are the heart of operations. Older machinery and equipment need to be changed or upgraded periodically to maintain and increase the manufacturing capacity of the business. At the same time, an increase in production requires purchase of new machinery and equipment. A machinery loan is often necessary to ensure timely purchase and upgrade of machinery and equipment. Now the questions that might come to your mind may be how I can avail a machine loan, what are the criteria for qualifying the loan, how much time would it take to avail the loan and what are the benefits of taking the machinery loan? It must be noted that there are some things to keep in mind before applying a machinery loan depending on the eligibility of the small business.

Pre-requisite for machinery loan:

Age of business: 
To ascertain the business continuity and the performance of your business unit, lenders usually don’t…


Having a dream is the best thing, but to fulfill the same is a difficult task. So for these all, you always want to make some of the dreams come true, and for that, you will still need the money. Money is the main thing, and for that all, you still want to have a significant amount of money to fulfill it. But as most of them are middle class, so they don’t get enough money to meet all their needs and dreams.

How to get dreams to fulfill?
If you are in a plan to get things right then, you can see that there are several banks that all offer you personal loans for various purposes. With the technology is getting advanced, like that, the banks too are getting advance. Earlier, it would be best if you visited the bank to get the loans, but now you can apply for a loan via the bank apps. Yes, you can go for "Online Personal Loans" and can get the credits without much hassle.

What to look before going for the loans?
When you are searching for getting any loan, you need to understand…


In any business sudden financial crisis may appear. The business gets stranded due to lack of funds that may be required for purchasing new machinery, raw materials, or hiring the required workforce. All these can be tackled taking "Small Business Loans".  There are many financial institutions and banks in the country, providing quick small business loans that can go up to Rupees 30 lakhs to meet the ends. One should avail these types of loans at the time of need with a vision of making the business big. However, the institutions providing these loans need the business entity to fulfill specific criteria which are not at all cumbersome.

Getting the loan

One can get loans for working capital, purchasing new machinery, SME & MSME loans and even business loans for women entrepreneurs.

To get small business loans, one should be between the age group of 25 years to 55 years, and this also varies from institution to institution. The business one is running should be at least t…