Skip to main content


Showing posts from October, 2018


Personal credits are normally availed by those individuals or persons who wants to fulfill their personal expenses such as wedding expenses, educational expenses, are vacation expenses, employment requirements, medical expenses and more. This loan type does not demand for any security or collateral. You can apply for this credit just by fulfilling eligibility criteria. Here are few basic steps mentioned-below for " How to Get a Personal Loan "  are as follows- Step 1- Credit score A good credit score usually assists in getting a personal credit at lower interest rates. So, it is really important to maintain a good and strong credit score before applying for any type of advance. Evaluate your creditworthiness by checking credit score for free. In general, a credit score usually fall into below-mentioned categories- ●       720 and more - excellent credit score. ●       690-719- good credit score. ●       630- 689- average or fair credit score. ●       30


The transport vector is availed to the buyer of the car for personal or commercial use. The credit which is borrowed by the borrower is reimbursed in installments. A car credence basically assists to get a dream your desired transport carrier. You can choose a pre-owned four wheeler credit or for purchase of the new one. You can also opt for the cash against the transport vector. A credit EMI calculator is usually provided by every financial institution or bank in order to understand the monthly installments of mortgaged amount. Types of automobile credit- There are usually three types of allowance that is offered to the individuals- ●      For purchase of the new transport conveyance ●      Allowance against an existing automobile ●      For fixing of existing asset. ●      Individuals can choose a floating or fixed interest rate options. Advantages of transport vector credit Here is the quick list of benefits associated with four-wheel credit are as fol


             Nowadays, most people usually invest in property to make money by selling it at higher price or settle their excess money in real estate business. But some of us are unaware that owning a property can come to our rescue in times of need by pledging it as collateral for a loan against property. It is a popular and convenient type of product among a host of loan options provided by financial institutions. It helps in processing funds needed in an emergency as well as for business and personal needs. So the borrower seeking funds through this route can " Avail a Loan Against Property " from a ShubhBank with perceptible benefits. It is taken against one’s residential or a commercial building. One can borrow by pledging their property and the loan quantum sanctioned is based upon the value of the property and the repayment capacity of the borrower. It is a secured type of loan available for salaried individuals and self-employed and there is no restriction on


              We live in a country that is rich in culture and heritage. Every person celebrates the associated festivals in his own way and the level of celebration at some point is completely dependent upon person’s pocket. The flow in the expenses during festival season is very high. Funds sometime act as restriction to the excitement and the expectation of family about the festival season. The navratri season is considered to be an auspicious period. People find the perfect excuse to indulge in big purchase like gold, property, vehicles and also plan for marriage. This festival season allows you the double benefit of purchasing and borrowing along with lucrative offers from financial institutes. Many banks and NBFCs introduce new and innovative schemes each year from credit card cash back discounts to cheaper interest rates and waiver for loan processing and documentation fee. ShubhBank provides you the extraordinary features to " Grab a Loan this Navratri " as we


A personal credit is basically an unsecured type credit offered by banks and non-banking financial companies both to any eligible person. Before applying for this credit, it is necessary for each and every individual to know about the eligibility criteria and documentation process. Normally, eligibility criteria are the key aspect of applying for any type of credit, as it simply and quicken the process of application. Every bank or financial institution has its own minimum eligibility criteria for income, employment type, age, job status, credit score etc. It is really very important for you to fulfil these eligibility criteria in order to apply for a credit from a reliable and convenient money lending company or financial institution. How to use a personal credit? Here is the list of some ways to use such kind of credit are as follows- ●        To fulfil wedding expenses of your own or family members. ●        For home renovation ●        To spend credit amount on


             It is a long cherished dream of thousands of people across country to own a brand new sets of wheels but the finances needed to own the car can rustle up their dream. There is an incredible range of car loan schemes available in the market but not everyone can afford the high EMI and interest rates associated with it. So the popularity of used cars has increased and has exceeded the number of new cars being bought in past few years. The banks are offering used car loans that have been designed to suit the purpose that preferred to buy a used car over new to get their hands on their object of desire. If you are looking to purchase a used car at affordable price , then you have come to the right place; ShubhBank. We offers the easy availability of loan with a wide range of buying options and procedure is lot easier than it used to be. The used car market is on upswing as they come at hugely discounted price as compared to brand new car of same model. The loan offered