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Showing posts from June, 2018

FACTORS AFFECTING FINANCE HOME LOAN

"Factors Affecting Finance Home Loan" amount depends on various factors enlisted below :
Age: Age group between 35-50 is generally preferred by most of the banks as the earning capacity and repayment tendency is most as observed in this age group
CIBIL Score: Score above 750 is considered very good.Previous repayment and bounces also pays high contribution towards CIBIL score maintenance.
Nature of business: Government employees and other professional jobs such as doctors and chartered accountant are offered lower rate of interest due to their high stable jobs and balanced cash flow Vs monthly earnings.
Bank Internal customer: The customer, who is holding a bank account for a longer term, is offered a lower rate of interest.
Co-applicant: If the co-applicant is working, the income of both the applicants will be considered to determine the capacity.
Geographical Area Ceiling: Funding outside city limits as defined by municipal corporations of that respective states is generally …

WHY PERSONAL LOANS FROM SHUBHBANK.COM

Personal loans have become the most frequent form of unsecured loan availed by an individual. It's being availed for quick money purpose, and is usually available for a tenure of 1-5 years. amount of the loan, tenure and interest are at the discretion of the lender as per customer profile. To customize it more efficiently shubhbank.com has launched its online portal which is turning out to be blessings for all those who need money for specific purpose in the hour of demand or need.
Emerging india has witnessed tremendous growth in working opportunities and has enemored high class individuals opting for various professions to use their dynamics skills to earn manifold. Thus unsecured loans in the capacity of borrowers has turned to be a hot cake buying product for their immediate working capital needs. ShubhBank.com specializes in such products for the purpose of immediate lending for the purpose of immediate lending from its partnered reputed banks and financial institutions.
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LONG TERM LOAN - A BETTER OPTION FOR MID INCOME GROUPS

Economic conditions and inflation together left many folks with too less income and too many bills. However, nowadays online financial market is offering variety of loan products that help you overcome your cash crunches with ease. "Long Term Loans" are one possible answer to your financial worries for those who need more than a payday loan. If you have had a bad experience with short term monetary support due to its small duration and fixed repayment method, thinking to get long term financial help could prove as one of the best choice. When any small financial option is adding more financial pressure to your life because of its single lump sum repayment, you need to think of installment loans now. This is a wonderful financial service that offer hassle free fiscal aid to let you alleviate the financial pressure with the advantage of repaying the funds back with easy installment method. One can use this loan for the extended time duration of 3 to 12 months as per his/her con…