Skip to main content


"Starting a New Venture" is an exciting adventure but it’s not an easy task. The biggest challenge that start-ups face is obtaining sufficient capital to support their growth. With a little financial upraise, new entrepreneurs can hire employees, purchase equipment and maintain other start-up costs while getting their business off the ground. If you have talent and a robust business idea and want to turn it into a successful business, then you will need to secure a loan to get started. Many of banks and financial institutions provide financial assistance to the budding entrepreneurs in all stages of business lifecycle, as the ShubhBank helps you for the same. The start-up loan from ShubhBank is specifically aimed at financing the new ventures with little or no business history. The loan features are listed below:
  •          We provide the facility to apply online which is quick and convenient way for every borrower.
  •          We requires minimal documentation.
  •         Competitive Interest Rates- depends upon the credit history of the applicant.
  •         Flexible loan quantum, tenure and repayment options.
  •          Faster disbursal process.

The journey of an entrepreneur can be very adventurous and frustrating too as serving the funds for their start-up could  be one of the toughest challenge. So before applying for the start-up loan, keep the following things in your mind:
  •         Robust business plan- covering the goals and objectives of business, a clear growth chart including the returns to be generated.
  •         Application of your business funds.
  •         Estimation of required funds.

It is best to make a careful preparation before accessing a start-up financing  that will further help you make a positive turn to secure a loan. The first thing we would consider as lender is your experience and how much prepared you are for your new venture. Your credit score is most important as it is the major factor that a lender can assess for a start-up business loan. Not only your passion get you a loan, you need to know the right way to secure it. So to check on yourself just look at these aspects of your business before "Applying For a Loan" to avoid any rejection.
  •          Your business profile
  •         Your strategic plan
  •         Your financial strength

We pre-screen your application to assure that you are likely to qualify as per our credit criteria. The eligibility criteria for the one looking for funds should be between 21 years and 60 years old and requiring your business documents, bank statements and KYC documents. The documents required for the process is simple and straight forward. Following documents will be required like PAN card, ID proof, address proof, six months bank statement and proof of business existence. The loan interest rate depends upon your credit-worthiness, borrowing history and the factors reflecting your financial capability. You can check your eligibility, loan quantum you can secure, EMI structure by signing up with It is very simple and above all, free to check. Just click on our website and apply for the start-up loan.


Popular posts from this blog


In India, being a developing country every year many start-ups are launched and operated successfully. There are really a great number of young people who come up with an excellent business ideas every year. But most of businesses fail and the main reason behind it is the lack of funding. Nowadays, banks and other financial institutions become more stringent in the eligibility criteria to sanction a business loan. And to "Make Your Business Loan Successfulyou need to provide a stack of documents to the lender. Then the lender verifies your documents and takes 30 to 40 days to disburse the loan. So the parallel way of business funding is ShubhBank. Our aim is at funding your dying business but our way of functioning is different from other traditional lenders. We provide easy business loans for small and medium-scale enterprises with progressive vision.
ShubhBank have different process of gauging the loan eligibility than traditional banks and financing companies. Lenders d…


Credit Cards epitomize modern lifestyle in terms of convenience a d have emerged as one of the fastest ways of carrying out transactions. Those days are gone when having a magic plastic card and flaunting it among your relatives and friends was a symbol status. With a view to increased acceptance, many banks and NBFCs have been offering various additional rewards and benefits with credit cards. As the cashless transaction becoming more and more common, everyone has a credit card, either a middle class man or a high net worth individual. There are host of card options available in the market having variety of features linked to them. The most popular and reliable ones are entertainment credit cards, shopping cards, fuel cards, cash-back cards, premium cards and business credit cards. They provide rapid access to money anytime and anywhere, so are the handiest asset you can have. They has emerged as viable alternative to currency notes providing access to covering expenses on the go and…


Nowadays, the coronavirus outbreak has affected our lives in countless ways. The deadly virus has made its presence felt in everyone’s personal and professional way such as from shopping groceries, socializing with people or commuting to workplace. It has also a negative impact on the country’s economy leading to widespread layoffs and pay cuts that have taken a toll on salaried individuals. If you are also a salaried employee and facing a loss of income then ShubhBank have stepped in with few options to guide you that how to overcome a money crisis amid "Covid-19 Lockdown". We are happy to help you over this financial crunch by offering Loan against Insurance Policy and online Personal Loan to raise funds.

Online Personal Loan:
many banks and NBFCs have rolled out many personal loan offers for existing customers and who hold salary as well as pension accounts in their financial institutions in this lockdown period. You could also take the advantage of "Online Perso…