Skip to main content


Everyone wishes to have a security for the future it may be in terms of bonds, valuables, gold, car or property. If you also wish to add to the list of your assets and planning to invest in a property but lack funding you can seek help from different private and government money lending companies.

Who All Can Apply for Finance?
You are applicable to borrow the handsome amount of money if
     You are buying a new home.
     Purchase of a plot or construction of a building on an existing plot.
     Enhancement of your house or renovation.
     Non-residential property purchases.
     Getting a place for your office or business.

To accomplish any of the needs detailed above you can easily "Apply For Loan Against Property".

What is the eligibility criteria for application?
To borrow a huge sum of the money for your personal or professional requirements, a person must satisfy the following requirements
     If you are in a job than you must have a package of a minimum of 2 lakhs per annum.
     In case you are self-employed than the least earning or profit amount should be 10,000 per month.
     You should be working and have a reliable source of earning. You must have complete documentation for it.
     If you are none working than you might have to give something as a guarantee or security having the value higher than that of the borrowing amount.

To have a loan this is the minimum criteria that one must fit into. If you think you are liable you can approach any institutions working in the domain to satisfy your requirements. You can apply for the process online or offline. There are a different set of rules and regulations offered by different companies, before applying you can check for that on their official websites or visit the office in your area.
One can also check about the eligibility criteria before application by online calculators. With the help of that, you can get to know easily what amount you can borrow? What all you need? If security is required? What will be the interest rate? How much EMI you will have to pay? And so on.

What is the benefit of acquiring finance?
Getting the money for your needs at the desired time can be a huge support in all your requirements. You can easily build up your personal and professional property with numerous advantages.
     Easy repayment in small monthly installments.
     The lower rate of interest.
     Flexibility in borrowing the money and convenience in repayment.
     You can get your dream turn into reality.
     Have a security for the future.

Final Words:
Anything and everything is possible with the private and public banks offering support in different aspects of your life. You get to acquire the Loan with a Hassle Free Service. You do not even need to wait for days, weeks or months to get your application approved if you are an eligible candidate your request will be processed within a period of 48 to 72 hours.


Popular posts from this blog


In India, being a developing country every year many start-ups are launched and operated successfully. There are really a great number of young people who come up with an excellent business ideas every year. But most of businesses fail and the main reason behind it is the lack of funding. Nowadays, banks and other financial institutions become more stringent in the eligibility criteria to sanction a business loan. And to "Make Your Business Loan Successfulyou need to provide a stack of documents to the lender. Then the lender verifies your documents and takes 30 to 40 days to disburse the loan. So the parallel way of business funding is ShubhBank. Our aim is at funding your dying business but our way of functioning is different from other traditional lenders. We provide easy business loans for small and medium-scale enterprises with progressive vision.
ShubhBank have different process of gauging the loan eligibility than traditional banks and financing companies. Lenders d…


Credit Cards epitomize modern lifestyle in terms of convenience a d have emerged as one of the fastest ways of carrying out transactions. Those days are gone when having a magic plastic card and flaunting it among your relatives and friends was a symbol status. With a view to increased acceptance, many banks and NBFCs have been offering various additional rewards and benefits with credit cards. As the cashless transaction becoming more and more common, everyone has a credit card, either a middle class man or a high net worth individual. There are host of card options available in the market having variety of features linked to them. The most popular and reliable ones are entertainment credit cards, shopping cards, fuel cards, cash-back cards, premium cards and business credit cards. They provide rapid access to money anytime and anywhere, so are the handiest asset you can have. They has emerged as viable alternative to currency notes providing access to covering expenses on the go and…


Nowadays, the coronavirus outbreak has affected our lives in countless ways. The deadly virus has made its presence felt in everyone’s personal and professional way such as from shopping groceries, socializing with people or commuting to workplace. It has also a negative impact on the country’s economy leading to widespread layoffs and pay cuts that have taken a toll on salaried individuals. If you are also a salaried employee and facing a loss of income then ShubhBank have stepped in with few options to guide you that how to overcome a money crisis amid "Covid-19 Lockdown". We are happy to help you over this financial crunch by offering Loan against Insurance Policy and online Personal Loan to raise funds.

Online Personal Loan:
many banks and NBFCs have rolled out many personal loan offers for existing customers and who hold salary as well as pension accounts in their financial institutions in this lockdown period. You could also take the advantage of "Online Perso…