If you want to give your loved one’s
all the comfort and convenience by making them self-reliant, so upgrade from a
2-wheeler or public transport to own car. Purchasing a new car is the biggest
challenge in the aspect of funding. The second hand or pre-owned cars have
become popular amongst customers these days as the used car is easier on the
family budget than an equivalent new car. Many banks and NBFC’s offer special
schemes for the customers to finance your used car purchase. The pre-owned car
loan offers a dimension of simplicity and hassle free experience than the
corresponding car loan procedure for new vehicle. If you have an eye on
well-maintained, reliable and springy used car that has aged gracefully, then "Drive Your Dream with Used Car Loan" from ShubhBank. We have customized offers to appear as
customer friendly as possible. You just need to undertake due diligence of the
used car market to get yourself a good car. The parameters to be checked
include year of manufacture, kilometer runs, condition of body and tyres,
antecedents, single or multiple owners, documents associated with car and
insurance. After zeroing on a particular car, you can proceed to the means of
financing.
Our bank offers an excellent pre-owned car
loan scheme with exclusive features. We provide 75-80% of the value of car,
attractive EMI plans, flexible repayment options, online easy to use digital
lending platform, competitive interest rates etc. The financial tools available
on our website provide you a simple and interactive EMI calculation process applicable to your used car loan. The loan
deals are highly customer centric and loaded with an array of features and
benefits. Our bank is popularly known for robust customer service and adherence
to a transparent loan approval and
disbursement process. It will help you choose the best option according to your
needs and aid you to make an informed decision. This loan scheme is opened to
salaried individuals and self-employed people from different income groups with
varying financial needs. The expected requirement that form the basic
eligibility criteria for second hand car loan is customer with regular income,
applicant must be age of 21 years or older, credit rating, repayment capacity
etc. Some of the documents will be requested at the time of loan application
process are ID proof, income proof,
pre-owned car’s RC, bank statement, passport sized photographs etc.
You must compare between the loan
options and select the one that most appeals to your requirement and budget.
After submitting the application, you will receive an instant e-approval. You can also track your application through SMS
alerts and emails. A pre-owned car loan helps you procure a costly item in a
mint condition without a sort of stress in affordable equated monthly
installments. So we urge to visit us or apply online and choose your loan
product to become a proud owner of car with minimal paperwork. The loan process
at ShubhBank is quick and disbursal is even quicker than that.
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