Skip to main content

Get Easy Home Loans with ShubhBank



                                                                  


In India, the home loans are provided by the lender are upto 75% of the agreement value of the home. These loans provide funding for purchase or construction of new house or any other residential property. But the Shubhbank offers the solution to get your property valued independently and provide the loan based upon your necessity rather than the cost in purchase agreement. The home loan is proposed for buying a new home or buying a plot and planning out the construction or resale of the home. Home Loan is differentiated into two categories that are based on their interest rates, i.e. floating or fixed rate. Floating rates where the rate of interest is subject to change whenever there are changes in the repo rates by RBI or any changes in base rate of the bank while in fixed type the rate of interest remains constant for the entire tenure. The rising prices of the real estate made a purchase of house like dream for most of the people. You can move ahead to fulfill your dream and grab a home loan from ShubhBank to own your dream home. The Home Loan is sanctioned to both employed/ self employed, agriculturists and businessmen. We will decide your eligibility for home loan depending upon your income and other Loan parameters. These parameters would be the income that make you eligible for desired amount of loan, your option for the long tenure and rate of interest. The borrowers age can also restrict the loan at the end of the tenure to ensure that the loan gets fully paid before the retirement. Paperwork required for loan sanction is application of loan with recent passport size photographs, residence and ID proof, earning slip, bank statement and ITR for the salaried person. Our bank offers Loan package with exclusive benefits like easy EMI’s customized repayment options , long tenure etc which helped us to won the rigid foundation of trust among our customers and to be strong contender among other banks. We value your time and provide a brisk service at your doorstep or you can grab it at our branch to get what you want and precise to realize your dream.

Comments

Popular posts from this blog

HOW SHUBHBANK IS BEST FOR BUSINESS LOAN

In India, being a developing country every year many start-ups are launched and operated successfully. There are really a great number of young people who come up with an excellent business ideas every year. But most of businesses fail and the main reason behind it is the lack of funding. Nowadays, banks and other financial institutions become more stringent in the eligibility criteria to sanction a business loan. And to "Make Your Business Loan Successfulyou need to provide a stack of documents to the lender. Then the lender verifies your documents and takes 30 to 40 days to disburse the loan. So the parallel way of business funding is ShubhBank. Our aim is at funding your dying business but our way of functioning is different from other traditional lenders. We provide easy business loans for small and medium-scale enterprises with progressive vision.
ShubhBank have different process of gauging the loan eligibility than traditional banks and financing companies. Lenders d…

HOW TO OVERCOME A MONEY CRISIS AMID COVID-19 LOCKDOWN

Nowadays, the coronavirus outbreak has affected our lives in countless ways. The deadly virus has made its presence felt in everyone’s personal and professional way such as from shopping groceries, socializing with people or commuting to workplace. It has also a negative impact on the country’s economy leading to widespread layoffs and pay cuts that have taken a toll on salaried individuals. If you are also a salaried employee and facing a loss of income then ShubhBank have stepped in with few options to guide you that how to overcome a money crisis amid "Covid-19 Lockdown". We are happy to help you over this financial crunch by offering Loan against Insurance Policy and online Personal Loan to raise funds.

Online Personal Loan:
many banks and NBFCs have rolled out many personal loan offers for existing customers and who hold salary as well as pension accounts in their financial institutions in this lockdown period. You could also take the advantage of "Online Perso…

HOW TO APPLY FOR A CREDIT CARD

Credit Cards epitomize modern lifestyle in terms of convenience a d have emerged as one of the fastest ways of carrying out transactions. Those days are gone when having a magic plastic card and flaunting it among your relatives and friends was a symbol status. With a view to increased acceptance, many banks and NBFCs have been offering various additional rewards and benefits with credit cards. As the cashless transaction becoming more and more common, everyone has a credit card, either a middle class man or a high net worth individual. There are host of card options available in the market having variety of features linked to them. The most popular and reliable ones are entertainment credit cards, shopping cards, fuel cards, cash-back cards, premium cards and business credit cards. They provide rapid access to money anytime and anywhere, so are the handiest asset you can have. They has emerged as viable alternative to currency notes providing access to covering expenses on the go and…