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In recent times, there are number of popular and convenient loan schemes in the market. These financial tools offer greater flexibility to the customers which make it an easy to go funding option for population of India. Being categorized in secured and unsecured form of credit solutions , therefore lender requires to meet some basic eligibility criteria and agree on terms and conditions related to loan application. However, in some situations when you  " Apply For Loan "  there might be some hidden charges involved that can turn into debt burden over a period. In this article, we will talk about several forms of hidden charges on loans and some remedies to avoid these charges on unsecured form of loan which are free of collateral and at higher risk to default by the borrower. Let’s, find some top of them: Penalty for late repayment:  As the name indicates a late repayment penalty is levied on borrower by the lender when he/she doesn’t pay their monthly installment on tim...

                If you want to earn a good income, then you can register as a referral partner for ShubhBank and earn guaranteed incentives on referring us customers. This opportunity can be grabbed by professionals, freelancers and homemakers who want to be part of the bandwagon. You should be resident of India and minimum of 18 years in age and able to furnish valid residence proof and PAN to be eligible. How can you become a referral partner?          Register on our website ShubhBank.com as a " Associate Channel Partner ".          You need to submit basic details such as your name, address, contact details etc.          Upload a soft copy of ID proof while registering with us.         We will verify the provided details and get back to you with your approval status. We provide var...

All of us would have had that moment in our life when money is not sufficient enough to either for buying a home, going for a vacation, buying some gadgets, for marriage expenses or for education fees. And many of us have declined the option of loan thinking it is very time consuming and long process. But in India, Getting a Loan for any of these needs is not a tough task. Almost all banks are offering loans to applicants if they meet the eligibility criteria, hold good CIBIL Score and has the capacity to repay the loan. Here are some of the tips that can help you to get a loan approved in a hassle free manner. Focus on these tips to present yourself as a credit worthy borrower. Back it up with proper documentations and credit score. Bank will be comfortable to lend money at low interest rates as per your needs.