Loan Against Property is one of the best examples of capitalizing the financial value of a property. In this module of loan, a borrower takes loan from a bank or a financial institution. This module of loan clearly displays how property value can help you in getting loan sanctioned. In this loan module, a property is kept as collateral security and the borrower can use the loan amount for his personal requirement, it can be for higher education, for developing/funding business, or for other legitimate purposes. The property kept as collateral security can be a residential property as well as it can be commercial property. The property is kept mortgaged to bank and it is considered as a secured loan as the property mortgaged works as the guarantee for the borrower. Loan again property is a great facility where short term loan is needed against property. However, before mortgaging a property, its pros and cons should be properly judged.