Indian roads have been exploding with cars in the past few years and almost everyone who has a decent income is opting to buy a car either through own money or with help of a Car Loan . Applying for a car loan is relatively simpler at ShubhBank primarily because the amount involved is less and the documents needed are much simpler to obtain. With the rise in competition among the car financier the process takes less than a week in most to be completed and the disbursement made. However after having selected the car and the bank for the loan one will have to understand the basic process involved in availing the car loan.