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Credit score is a numeric calculation of the borrower’s eligibility regarding approval of loan. Every financial and lending institution often asks for your creditworthiness for the better judgement of the person who is seeking loan from them. Your credit history plays a major role in country’s economical structure and helps loan seekers in better ways in getting financial aid easily and faster. However, credit score is calculated by credit bureau in which several factor plays vital to analyze a credit history of an individual when they " Apply For Loan " . Such factors include your payment history, existing loans, credit card out standings and increased credit limits etc. Some of your mistakes may hit your score negatively but here, we are discussing few parameters which can help you to improve your CIBIL score: Always track your payment history: A payment history plays a crucial role in calculation of score as well as has a vital role in affecting your credit score in incre...

When someone is in need of funds for any purpose, the best solution he/she can come up with is getting a loan. There are two ways to secure loan- firstly, traditional approach here you have to walk in financial institution to finalize a loan product you need whereas second approach is to " Apply For Loan " online which is more convenient and tech savvy these days. An online can help you to compare the authentic lenders and loan terms among different vendors. However, digital lending has become new trend in developing countries like India and has also generated revolution among lending industry. One can browse any type of loan products at the click of finger from the comfort of your personal space. You can also compare the different loan features among different lenders and pick the one that is best suited for your requirements. A person needs to upload all the required documents along with filling out a loan application. It will cost you less time for submission as you have ...

Emergencies are always unpredictable and they can be in form of medical, professional or any other major expense. However, these unbidden expenses cost a lot and can burn a hole in your pocket which adversely affects your financial health and goals. The situations can even become worse sometimes and one needs to know the way to come out of this sudden financial crunch. Loans are those financial tools which help you in these emergencies and provide you required funds in no time without any stress. Nowadays, loan processing became digital and helps people with quick disbursal to tackle their emergencies. One can " Apply For Loan " to fulfill their needs but you need to be bit careful about the interest rates and repayment structure to avoid any debt trap in future. In order to get qualify for any kind of loan according to your requirements, you need to meet the eligibility criteria asked by specific lending institution. In case, you fail to fulfill the criteria, your loan appl...