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It might be a daunting task for so many people to save money. Some of don’t realize how all the money gets spent whereas some of them fail to save how much they had thought to. Therefore, it is a topic of serious concern and we at ShubhBank come up with some decisions which can help you save some money. We have listed some smart decisions that will help you to save enough and spend your money diligently. Use credit card statements: Your debit card and credit card statements give you the fair idea of all your purchases and expenses. With the help of these statements, you can track all your unnecessary transaction that could have been save you an ample amount of money as well as helps you to maintain your credit score which will further help you to secure a loan in future.. It will help you plan your expenditure well in a long run. Auto payments: When it comes to be disciplined in financial matters, many of us would fail the financial test at least once. When it comes to paying a utili...

Most of the borrowers don’t realize that they are getting into the snare with a serious issue of debt trap. However, one ought to know about the signs which show that they are getting into a debt trap to be financially fit. One should avoid doing debt consolidation mistakes also. It is evident that debt burden can be terrible if it goes unnoticed. Mostly, people " Apply For Loan " to repay the previous debt. Hence, we are here to help you guide through some reasons that can lead you to debt trap. Unaware of the root cause of debt trap: However, debt consolidation can be a simplest ways to get out of a debt burden but if you are unaware of the root cause, you may not succeed in ending the financial crunch. Therefore, to get rid of it, one must rectify the reasons for getting into it.  To rectify, one must evaluate his/her monthly expenses, credit card bills etc. moreover, plan a monthly budget and follow it strictly to save some bucks to repay the previous debt. Keep an eye ...

Availing a loan is a huge financial decision for every individual. However, the process of securing a loan has become easier these days, but the worry is still the same such as interest rates and repayment structure. A borrower has to think over different aspects of these financial products before and while he/she " Apply For Loan " . Here, we have come up with a basic checklist for you of factors that you should check before availing any loan to fulfill your needs. Can you bear the EMI? It should be planned well before taking any loan as you have to cut off some amount from your monthly income to repay your EMIs regularly. Therefore, one must check all other financial obligations and make sure whether they can pay the installments or not. Always choose an EMI structure as per your repayment capability. An installment is determined on the basis of loan amount, interest rate and loan tenure. Is my loan tenure long or short? Most of the people believe that longer tenures are go...