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Life with all its wonderful moments can be uncertain too. We all have to take some preemptive measures to deal with these kinds of uncertainties. Insurance is such offering that provides you a financial cushion to protect oneself and your family members during tough times. There is a wide variety of offers to choose from insurance market such as " Life, Travel, Health, Home and Car Insurance " . The choice of right insurance plan as per your requirements gets tougher sometimes with the multiplicity of choices. Here, we are providing you an insight into the type of insurance you need for yourself. Opt for Term Insurance in Early Age: The motto of your life in your early age should be pay early and pay less. The sooner you buy a Term Insurance for yourself, lesser will be the premium is. It is cheaper than other life insurance products that provide an assured amount to nominee if insured person dies during policy period. This plan expires once the policyholder attains a...

Starting a business requires capital to run and steer the business to profitability. There are many sources of financing so that you can meet the needs of startups and small businesses. Business financing usually varies depending on factors such as the source of funds and the size and the type of business. Apply for Government Business Loan Government business loans are offered primarily through banks and direct lenders that partner with government agencies. These are a long – term, low-interest " Quick Small Business Loans " that entrepreneurs can use to start a business and expand it further. The most popular type of government business loans are SBA loans, and it should be on the radar of every small entrepreneur in need of business financing. SBA loans have the lowest interest rates that you are likely to come across in your search for financing your business. The qualification required is easier as compared to traditional loans. There are various k...

In this era of rapid industrialism, owning your own dream house seems quite a challenging task. Given that the prices of real estate are going up more than ever, the fact that you could own a room for yourself might sound intriguing. At times like these, people are not open to much resources than to take a home loan and make their dream come true. Although the fact of taking a loan to buy a home for yourself might sound like a lot, you would be surprised to know that home loans are not a villain to your cause. In many cases, home loans are considered to be a fair deal while purchasing a house of your choice, and you can now " Apply Online For a Home Loan " as well. So, if you are interested in buying you and your family the right place to dwell, and considering to opt for a home loan for a cause like this, you are advised to read through this segment carefully. Here, all the credentials and information regarding your home loan are mentioned in brief. Eligibility cr...

At some point of life, everybody has to face the financial crisis/emergency and Personal Loan seems to be popular choice in this phase of life. We must build our savings to battle such financial emergencies but we know that no matter how strong our financial plan is, we are never prepared for a cash crunch. That’s why we have choice of Personal Loan. If you are in need of funds, ShubhBank guides you about something really important about it. Let’s say Personal Loan eligibility. It is necessary to know what factors determine your Personal Loan eligibility before applying for it. We will guide you through the ABCs of " Personal Loan Eligibility " in this article discussed below: Your Age: The most important defining factor of your eligibility check is your age. The age of salaried individuals and self-employed should be in between 21-60 years. If you opt this loan with retirement looming around the corner, the chances of loan approval are lower but if you are ...

Buying an own car is big financial decision that let us to go through a spectrum of feelings. The purchase of car has become fairly simple and pretty straight- forward with a number of car loans on offer, even if it is a second-hand car that you are looking for. ShubhBank in tricity, offer a plenty of good loan options, if you are looking to buy a pre-owned car. To make a job easy for you, we are here to help you to get the best deal available in the market. Before you drive away your dream car with " Used Car Loan " here are few factors you should keep in your mind. Negotiate the Price of Car: The best possible way to bring down the cost of the loan is by negotiating the price of the car. You should approach multiple sellers or pre-owned car dealers and check out the offers and discounts offered by them. The loan amount will drop simultaneously, if the price of your car comes down. Check Your Credit Profile: It is always important to look at your credi...

Businesses are now booming everywhere. The competition is getting very tough with this, and for now, you must keep your business in a good way.  There are many instances when you want to revamp your business in a better way so that it can make things more profitable for you all. There are many people who all think about business loans. They want to take the loans but little did they think is what they will get when they avail business loans. Reasons for getting business loans 1. When you are going for business loans, then you can see that with the help of loans, you can get an easy road for the expansion.  With the expansion of the business, it will also bring some new profits to it and for you as well. 2. The next thing that it brings for you all is good cash flow.  Cash flow is a big challenge for all business houses, and it helps in improving the overall services of a company.   With the regular flow of cash to the company, you can see that it c...