Life is full of uncertainties so we all take preventive measures to deal with it. Insurance provides a financial safeguard during tough times. There are so many top insurance policies offered in market depending upon your age, financial goals and protection requirements. Choosing the best insurance policy as per your need provide an insight to the multiple choices. The rising healthcare costs with increased risk vulnerability owing to stress mean that a health concern can deplete all your financial savings in one go. Buying a health insurance plan gives you ample time to stay financially protected from any pre existing disease after playing out the waiting period. Prioritize essential plans like " Term Insurance and Health Insurance " over investment and tax saving components but do consider them later if there is a need. Once you have ample coverage and protection plan, you and your dependants will be relieved.