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If you are a teenager, you must be living off the pocket money given by your parents. You can still make some powerful financial choices with this money that would help you have a steady future. With the academic pressure running alongside, money management must be the last thing on your mind. However, if you inculcate some good money habits now, it would go a long way. In order to save in a disciplined manner, make sure you save first and spend later. If you don’t have a bank account in your name yet, this is the right time to get one. If you spend one vacation holidaying, try and utilise another one by taking up a part-time job. You can use the money you earn for your regular expenses and savings. You could try out ways to reduce the expense by splitting the restaurant bill among your friends, while watching a movie, travelling by public transport. When it comes to financial planning, it’s never too early to start it. 

A Credit Card is a useful tool, when managed judiciously but a lurking danger if you mismanage it. One of the first things you need to keep in mind is read the term and conditions when you apply for a credit card. It could be a laborious process but something that has to be dealt with, to protect yourself from any rude surprises that might be in store for you in times like this. Though credit cards seem like a good bet for short term fund requirements refrain from using it, unless you can make the credit card usage count for some kind of benefit. Using your credit card purchases for an interest free period is fine, however remember the bank can do away with interest free periods anytime it chooses to and also hike the interest rates, according to its free will. Hence, be wary of a credit card and use it sensibly. Credit cards can be useful when you make a profit out of it. 

ShubhBank offers loan services in tricity that will help you find the best loan for you. All you need to do is enter a few details about the type of loan .You need with some details about yourself in the application forms and it will sort through them all to find the one that would be most suitable for you.  Once you have made your choice, you just Apply for Loan . Our bank deals in all type of secured and unsecured loans depending upon your requirements. You may be a salaried employee or self employed and looking for some urgent cash for your any emergency, short term requirement Or Business person looking for big amount for your business expansion. We have some special packages for the customers in which they can be heavily funded in minimum of processing time.