All of us would have had that moment in our life when money is not sufficient enough to either for buying a home, going for a vacation, buying some gadgets, for marriage expenses or for education fees. And many of us have declined the option of loan thinking it is very time consuming and long process. But in India, Getting a Loan for any of these needs is not a tough task. Almost all banks are offering loans to applicants if they meet the eligibility criteria, hold good CIBIL Score and has the capacity to repay the loan. Here are some of the tips that can help you to get a loan approved in a hassle free manner. Focus on these tips to present yourself as a credit worthy borrower. Back it up with proper documentations and credit score. Bank will be comfortable to lend money at low interest rates as per your needs.